Chapter 13

Helping you repay your debts over time without losing your hard-earned assets
Contact Us Today

Chapter 13 Bankruptcy Attorney In Lafayette & Baton Rouge

What Is A Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is also known as a "wage earner's plan" and is designed for individuals with regular income who have accumulated significant debt. It allows the filer to reorganize their debts and create a repayment plan that works for their specific financial situation. This can include reducing interest rates, extending loan terms, or even eliminating certain debts altogether.

The main goal of chapter 13 bankruptcy is to provide a fresh start for individuals struggling with debt, while still allowing them to keep their assets and property. This makes it an attractive option for those who want to avoid the liquidation of assets that occurs in chapter 7 bankruptcy.

Contact Grey Lex, LLC to schedule a consultation with a lawyer today. 225-535-8255

the filing process

At Grey Lex, LLC, our experienced attorneys will guide you through every step of the filing process. This includes gathering all necessary financial documents, completing required forms, and representing you in court hearings.

Once your case is filed, an automatic stay will go into effect, which halts all collection efforts from creditors. This means no more harassing phone calls or letters demanding payment. Our team will work with you to create a manageable repayment plan that fits your budget.

find financial relief with grey lex, lLC

One of the biggest advantages of chapter 13 bankruptcy is the ability to keep your assets, including your home and car. This can provide much-needed stability for individuals and families who may be facing foreclosure or repossession. Additionally, chapter 13 allows for a longer repayment period compared to other bankruptcy options, giving filers more time to catch up on missed payments.Furthermore, chapter 13 can also help improve credit scores over time as debts are paid off through the repayment plan. It also gives individuals the opportunity to reorganize their finances and learn better money management skills for a more stable financial future.


If you are struggling with overwhelming debt and want to explore your options for a fresh start, our team at Grey Lex, LLC is here to help.

Contact Us Now

Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.

Have Questions?

Call Grey Lex, LLC at 225-535-8255 today to speak to an attorney.

Share by: